Insurance Claims

Oklahoma ranks among the most storm-active states in the country. The Tulsa metro and the corridor running through Cleveland toward Stillwater sees multiple significant hail events most years, and wind damage from spring and fall fronts is a near-annual reality for most homeowners. Filing an insurance claim after a storm is often the right financial move — but the outcome is heavily influenced by how well the damage is documented before the adjuster shows up.

Aero Precision Roofing handles storm damage claims for homeowners across Cleveland, Tulsa, Bartlesville, Ponca City, Broken Arrow, and Owasso. We don’t charge for the initial inspection, and we don’t pressure anyone to file a claim that doesn’t make financial sense.

How We Work With Insurance

The inspection comes first. We walk the roof, gutters, siding, and any other exterior surfaces affected by the storm. We photograph every damaged item with enough detail that an adjuster can see exactly what we found — granule loss patterns, hail impact marks on soft metals, cracked or dented fascia, and siding punctures that aren’t obvious from the ground. That documentation goes into a written report that you receive and that we submit alongside your claim.

When the adjuster visits, we meet them on-site. This matters. Adjusters work quickly and can miss items that aren’t obvious from a short roof walk. We know how hail leaves impact bruising on different shingle types, how to distinguish storm damage from normal wear, and how Oklahoma’s specific storm patterns create damage signatures that matter when you’re standing on a roof making decisions. When active damage creates an open breach, our emergency tarping service secures the structure before conditions worsen — and that work is documented and submitted as part of the claim.

What Happens After Approval

After the claim is approved, we review the adjuster’s scope against what we found. If items are missing or the line-item pricing doesn’t reflect current material and labor costs in this market, we submit a supplement. That process looks like:

• Line-by-line comparison of the approved estimate against our documented findings
• Supplemental documentation submitted directly to the carrier
• Resolution typically handled between us and the carrier — not your problem to manage
• Final scope reviewed with you before any work is scheduled

What We Look For Beyond the Roof

Storm damage rarely stops at the shingles. A thorough inspection covers:

• Gutters — dents, seam separation, and fascia board damage
• Siding — hail strikes, cracked panels, compromised house wrap at penetrations
• Windows — pitted glass, damaged frames, cracked seals
• Skylights and pipe boots — often the first failure point after a hail event

Depending on what the storm left behind, the approved scope may cover a full residential roof replacement or an upgrade to impact-rated metal roofing — both of which we handle from first inspection through final sign-off.

We work with State Farm, Farmers, Allstate, Oklahoma Farm Bureau, USAA, and all major carriers. If you’ve had a recent storm or noticed damage you haven’t had inspected, reach out for a free evaluation.